Coins.ph is expanding its stablecoin infrastructure through an integration with Tempo, a payments-focused Layer 1 blockchain incubated by Stripe and Paradigm.
Beginning August 9, 2026, Coins.ph users gained multi-chain deposit and withdrawal capabilities for Tether (USDT) and USD Coin (USDC) through the Tempo network. The innovative feature comes as stablecoins continue to gain attention as a practical tool for moving money across borders.
To users and businesses in the Philippines, stablecoins can provide an alternative way to transfer value internationally, particularly for remittances, business payments, and other transactions that require speed and reliable settlement.
The Tempo integration strengthens Coins.ph’s multi-chain architecture while giving its users another network for transferring USDT and USDC.
According to Coins.ph, the partnership is intended to respond to growing demand for faster and lower-cost stablecoin transactions across retail payments, business disbursements, and global remittances.
The development also demonstrates how established financial platforms are increasingly connecting traditional digital finance services with blockchain-based payment infrastructure. Rather than treating blockchain primarily as an investment technology, the integration positions it as a potential payment rail for everyday financial activity.
Tempo Focuses on Faster, Lower-Cost Stablecoin Payments
Tempo was designed specifically around stablecoin payments rather than serving as a general-purpose blockchain for a wide range of applications.
The Ethereum-compatible Layer 1 uses dedicated payment lanes designed to separate financial transfers from activities that can create network congestion, such as non-fungible token (NFT) minting and high-frequency decentralized finance trading.
This approach is intended to provide more predictable transaction performance. Tempo can reach transaction finality in roughly 0.5 seconds, allowing stablecoin transfers to settle with very low latency.
Another feature is Tempo’s native gas abstraction. On many blockchain networks, users need to hold a separate native token to pay transaction fees. Tempo instead allows fees to be paid directly with stablecoins such as USDC or USDT. This removes an additional step for users who simply want to transfer dollar-pegged digital assets.
These features can make stablecoin transactions more straightforward for Coins.ph customers. Users do not necessarily need to acquire another cryptocurrency simply to cover network fees, while faster settlement can be useful for transactions waiting for confirmation is inconvenient.
Coins.ph Global BD Director for Crypto Christine Lim said the partnership is designed around this growing role of stablecoins in international payments.
“As stablecoins rapidly become the default rail for cross-border commerce and remittances, users need infrastructure that delivers instant, reliable, and cost-effective settlement,” said Lim. She added that the integration brings enterprise-grade stablecoin rails to Coins.ph users, with support for USDT and USDC on Tempo through the canonical USDT0 and USDC.e.
Practical Use of Crypto in Everyday Transactions
The practical use of cases for integration extends beyond individual crypto transfers. One of the clearest applications is cross-border remittances, an important part of the Philippine financial landscape.
For Filipinos receiving money from overseas, faster settlement can reduce the time between sending and receiving funds. Lower and more predictable transaction costs can also be valuable when transferring smaller amounts, where fees can have a greater impact on the final amount received.
Tempo’s payment-focused design could also support business use cases. Companies operating across different countries can use stablecoins for payroll, contractor payments, treasury transfers, and batch disbursements.
Instead of processing individual payments through multiple traditional financial systems, businesses can use blockchain-based settlement to move digital dollars across borders.
E-commerce and B2B businesses are another potential area of use. Faster final settlement can help merchants receive funds more quickly while stablecoin transactions can reduce some of the payment reversals and chargeback issues associated with traditional card-based transactions.
Josh Itzkovitz, GTM at Tempo, said Coins.ph’s position in the Philippine market makes the partnership an important step toward wider stablecoin adoption.
“Connecting purpose-built payment rails with established regional platforms is essential to making global digital currency genuinely useful,” added Josh Itzkovitz, GTM, from Tempo. Coins.ph has built incredible trust and distribution across the Philippines and beyond.
He further stated, “By bringing Tempo’s sub-second finality and native stablecoin gas features into their application, we are taking a massive step toward making cross-border stablecoin transfers invisible, instant, and frictionless for everyday users.”
Combined, the collaboration positions Tempo as not simply another blockchain network, but as infrastructure that can operate behind the scenes of digital payments.
Tempo’s Backing and Coins.ph’s Broader Stablecoin Strategy
Tempo launched its mainnet in March 2026 following its incubation by Stripe and Paradigm. The project was developed with input from major companies and financial institutions, including Visa, Shopify, Deutsche Bank, and OpenAI, reflecting its focus on payments and financial infrastructure.
The blockchain later raised $500 million in funding at a reported $5 billion valuation. Stripe, Visa, and Zodia Custody were also among its first external validators after the network’s launch.
For Coins.ph, the integration adds another layer to an existing stablecoin strategy in the Philippines. The company previously launched PHPC, a peso-pegged stablecoin, on the Ronin blockchain in 2024 under the Bangko Sentral ng Pilipinas’ regulatory sandbox.
Coins.ph later exited the sandbox in 2025 after meeting the required performance benchmarks.
DOPAY Brings Regulated Digital Finance to Filipino Users
The growth of stablecoins and blockchain-based payments also creates opportunities for regulated digital finance platforms in the Philippines.
As platforms such as Coins.ph and DOPAY integrate regulated financial services with digital assets, the Philippine market continues to develop toward more accessible, faster, and increasingly blockchain-powered financial services.
DOPAY is a BSP-licensed Electronic Money Issuer (EMI) and Virtual Asset Service Provider (VASP), giving Filipinos access to digital financial services within a regulated framework.
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