To OFWs: Now is the Time to Explore Crypto Padala
Remittance fees remain one of the biggest pain points for Overseas Filipino Workers (OFWs), with traditional channels charging between 6–7% per transfer and settlement times stretching to days. Cryptocurrencies, particularly stablecoins, are emerging as a credible alternative, offering near‑instant settlement and costs below 1%, though adoption faces regulatory, infrastructure, and trust hurdles. Sending Money Home Has Always Been Costly The pain […]
Bill for alternative credit scoring: Digital Transactions
Many Filipinos nowadays are using digital financial services more than ever. According to the Bangko Sentral ng Pilipinas (BSP), nearly 80% of Filipino households are already utilizing digital banking and e-wallets for their day-to-day transactions. During the first five months of the year the digital payments surged to ₱13.18 trillion through PESONet and InstaPay. with the growing number of digital banks and e-wallets available, access […]